Normally, the balance to the Replacement cost is paid after you actually do the repairs or rebuild. 

I'm curious if anyone else has effectively convinced L&I to grandfather their fence in or if they had to remove it, go through zoning, then rebuild the fence.

Planted 25 acres of teak trees and are rebuilding a three story house. 

Both houses are unlivable (However our parents do live in one of the houses while the other is just full of junk.) and would need either complete renovations (inside and out) or tear-down-and-rebuild before anyone new could live in them.

I have spent the last year educating myself, rebuilding credit, and putting away money for a down payment.  

I am looking at purchasing a property for my cousin for her and her family to rent while they rebuild their credit.

I was living in Texas and after two other managers who just continued to let the place deteriorate I was down to 4 out of 14 tenants left, and homeless, squatters, gang members, and people conducting illicit activity overran the place vandalizing units and leading to regular police visits including for a homicide. 2nd half of 2021 is focused on rebuilding.

The cost to rebuild the propertyThese factors all tie into the appraisal, but overall if it's a single family your best bet will be the comps approach, so just make sure your kitchen and bath is very nice :)

Having the grandfathered in 4plex does allow for a rebuild of an additional 4 units on the property.

Specifically, they are honing in on the fact that it was appraised based off of being a triplex (and this is the value they are lending on), and that value cannot be guaranteed in the event of a total loss/rebuild, since it would need to be rebuilt as a SFR.