What changes if this is an installment sale. 

Meaning once they get properly underwritten they'll be pressing DTI limits.Those two are not going to be reason the pent up demand gets exercised; if rates drop significantly and quickly it's for a net negative reason and likely job loss so those "pre" qualified and approved are likely on shaky grounds and buyer expectation shifts happen to the one's that are extremely well qualified. 

How do I properly calculate these numbers?

I've scheduled my sprinkler install and working on the egress.  

In Nancy’s opinion, this care model, combined with the social capital of a cohousing community when properly supported with trained staff can result in quality care.

There is no 100% guarantee out there.Managing your property properly and having great insurance are probably the two best ways to protect yourself.

By all means listen to whoever you want, expert or not, if you're not sure about what you should do but do your proper due diligence.

However, you must give both a 5 and 14 day notice (concurrently) which must be properly served, and it gets more technical from there. 

Take ownership of your mistake and learn to do the proper due diligence recommended above😊

The other which is where many of the syndicators do not do properly is what you discuss.