We appreciate the positivity on our first flip win from you and Jonathan. :-)

I can definitely tell you there's still a lot of positive cash flowing and 1% rule deals and you get amazing appreciation.

This unique blend of economic opportunity and lifestyle appeal positions these cities as prime locations for both investment and personal residence.You mentioned Roan Mountain and Watauga Lake.. both are fantastic draws.

We pride ourselves in keeping the forums positive, helpful, and focused on real estate (please, no politics, religion, etc.).

Sounds like you are in a pretty strong financial position.

No offense, but absolutely, positively in no way shape or form would I, as a lender of over 30 years, provide a loan to someone with no out of pocket capital.

How are unsophisticated mom & pop lenders in 2nd and 3rd position on those properties going to get their investment back?

I personally don't quite see any of these positions being completely eliminated due to AI, at least not in the forseeable future. 

I know it seems like a tough task, but can you spend a few more months or a year while you continue to learn to really tighten the budget or find ways to earn a little extra to start from a stronger position?

There is no positive outcome for anyone here.