This is speculation, plain and simple.

Beth Brooke, global vice chair at Ernst & Young LLP, WSJ, Sept 30, 2008 "Blaming fair-value accounting for the credit crisis is a lot like going to a doctor for a diagnosis and then blaming him for telling you that you are sick."

THAT'S JUST PLAIN STUPID!

The non-ROTH account accumulates as deferred taxes.I am so sick of hearing that CEOs lied about the risk, lied about the debt, lied about the profit, cooked the books, etc.

He either ignored the tickets or ignored the tickets . . . either way, it is a telling tale of the man's concern about the law (an interesting conversation, considering he was at Harvard LAW and eventually was the head of Harvard Law Review).The fact that Joe's tax issues are now an issue in the campaign, and the guy who is about to become President's ticket issues aren't is just plain stupid!

(If I have enough saved up) I'm sick & tired of living in a small apartment & really need a garage for my car.

The increasingly smaller portion of the population who actually work are getting sick and tired of paying for the deadbeats (I know I am).

The only case where I've had a contract just plain accepted was where I made a full price offer.

This is a plain vanilla sandwich lease option.Not sure how you justify not crediting the buyer's full option money toward the down payment.

For plain text SMS, there are ways to keep the costs down, but when you're looking to send images out in a mass message without the end-user initiating the session, you could be looking at some fairly steep fees from the wireless providers as well as registration fees with your state/federal telecom regulatory agencies (In the thousands of $ in monthly fees).This is actually the exact reason that I built seeinside.mobi the way I did, with the mission of keeping costs down for all parties concerned (agents as well as buyers) as well as to limit the amount of interference from regulatory bodies while avoiding local & international legal issues.