There are definitely people with more experience than I have, but from what I understand, Proper insurance (and probably other companies) will cover like a commercial policy, as well as a personal property for your own personal use.  

Most people are going for 3+.

Any insights/people with experience in this market who can chime in?

I am very cautious about stuff like this but if i find anything interesting or worthwhile considering I can let people know.

I’m here to gain insight into the investment side of things, and connect with people already familiar.

We are currently working with our lawyers to take next steps and get our money back along with damages due to wasted time and investments we missed out on along with other people who they have done this too.

I hope people get the point that you worked hard to earn the $2 mil and invested it wisely, you didn’t just get rich overnight from real estate.

Debt reductionLots of people only consider the first option. " I am not putting any money in to my pocket month over month."

Quote from @Vince Scipione: Yes, they are a popular choice where I live and work, however with the ever fluctuating cost of oil heat, many people have swapped over their boilers/furnaces to what is called a "Propane Gun" essentially it is a device that is affixed to the front of the furnace/boiler that injects the propane and ignites it.

In Oak Park, we have had people like Ray Kroc, Ernest Hemingway, Bob Newhart, Sam Gianncana, Betty White.