@Jonathan Greene Makes sense.

Lets start with when it does not make sense: Owner finance does not make sense when the borrower cannot afford the property. 

Selling might make sense if you'd rather free up equity for a down payment or other investments, but that 2.25% rate is hard to walk away from.

Only do a deal if the numbers make sense.4.

Exploring FHA loans makes sense for a low down payment, but keep in mind the competitive market may require some flexibility.

It doesn't make sense to you because you still don't understand the strategy.

As someone new to NYC, I'd appreciate insights on:The current state of the UES market in this price rangeWhether buying makes financial sense for a 3-year timeline versus rentingThe pros and cons of co-ops versus condos in the neighborhoodI'm particularly interested in hearing from those with experience in the area, as I'm looking to make an informed decision.

So it's distortion of the truth to give people a sense that they can in any sane manner use 2:1 amplification of leverage with SM margin account.

Hi Sebastian,Congrats on starting your real estate journey and having a clear sense of your options.

Hope you really, truly, enjoy every minute of your new found freedom!