If you need financial help, ask under the "Finance, Tax, and Legal" forum.

BFS FINANCIAL SOLUTIONS is posing as a lender, or they legit.??

BFS FINANCIAL SOLUTIONS is posing as a lender, or they legit.??

Prioritize your financial stability.

But many people need to consider if they are financially ready for it or not.

Being a responsible person has nothing to do with the financial calculation for rate of return or cash flow. 

There are many scammers out there, with histories (criminal and financial) that they are not proud of, trying to raise money.

Quote from @Jaycee Greene: Financially, I'd only do it if you could convert to a 3x1 AND get at least 50% higher rent.I dont see getting 50% more.

Over time, I’ve accumulated more cash reserves and don’t need as much flexibility, but I’m actually in the middle of a refinance right now using an interest-only mortgage—because the pricing with the lender and the corresponding ARM is more favorable than a comparable principal-and-interest loan.The key with these alternative or "exotic" mortgage types is that you need to be financially savvy and have a solid plan.

And as you can read here on BP this is probably the number one recipe for financial failure.