It has been my experience, too, that smaller banks with a deposit relationship have a lot of flexibility and a variety of products on offer.

My only reservation is the higher interest rates on these particular loan products vs regular residential mortgages.

The majority of your Agents will be trash, so you'll spend more time money and effort trying to get them to become productive Agents.

Less expensive and more productive in my opinion.  

Activity will always be great when you buy right and make a great product.

*Getting Capital Now And Buying More Assets - Will Most Likely Increase Greater Returns Then a 2% Spread In Interest Rates*I do recommend a DSCR loan if your property is producing enough income, its a great product and is being used all across the nation to scale portfolios rapidly!

Hi Taylor, yes we typically require a down payment on our hard money product.

There are certain individuals that are in your face selling their products/training and it has caused a negative reaction on Bigger Pockets if certain individuals were promoting Sub2.

First my products do not cost $7K.Second:You are willing to spend $300K+ on a crappy house hoping to fix it up by spending an other $200K on it hoping to make a $60K profit after 6 months to a year,  But the thought of spending $7K to make continuous $100K+ profits with far lower risk, with all the proof shown, evergreen forever getting you these deals for free makes you cower in fear.Silly don't you think?

If your product is in the top 10% of what's available and you are asking the same price, it should be flying off the shelves, hopefully for over asking.