It’s worth continuing to shop around or even speaking with a mortgage broker who can connect you with a lender who might be more flexible with these terms.Also, keep in mind that every lender has different guidelines, so it may take a bit of persistence to find one that aligns with your needs.

Cleveland has been one of if not the #1 overall rental market in America for the last 10 years, If Indy was great, we would have " set up shop there" .  

Social media can be a powerful tool, and then good old-fashioned door knocking for listings is a great way to drum up business as well! 

I represent Landlord in shopping center with multiple tenants. 

I know I could drive all over the place and price shop and save money, buy my free time is worth more than the savings- most of the time. 

If I were in your shoes I would just shop it around.

Yet, here I am in typical parent fashion, making my first BP post about my child instead of myself.

If I got that notice as a tenant, I'd be shopping around.   

Of course, the virtual numbers that the tool spits out have to be validated "the old fashioned way" by confirming the assumptions the tool is making (comps for daily rental, occupancy, vacancy rate, seasonality, etc.) 

If you are constantly loan shopping you will pretty much end up at square one.