They are business notes backed by our portfolio of 10+ businesses which does include some real estate.The note returns range based on investment but is double-digit. 

I have about double $80K actually, in cash, just sitting in a high interest savings account until I figure out what to do with it.

Why are you double closing in the first place?

They have raised their prices double over a few months period we have been using their platform.

My initial guess would be look at 1 bed 1 bath rentals in the area but is that the best way to estimate?

lol. time to go to bed.

Do you know the bed bath count and location class?

Quote from @Levi Perl: Hi,Curious if anyone has what to say in terms of how to calculate which one is more worth it: to cash out refi on a Long term rental now at 70% LTV, and walk away with X amount of positive cash AFTER paying all debt, (X is a positive number and significant amount for me), which will allow me to potential get another long term rental and grow portfolio faster, or wait 4 months and cash out 80% LTV, giving me DOUBLE than X. 

They recommend owners to refinance it as a normal house (4 bed 2 bath).

I wouldn't be able to sleep at night knowing that I had people in my properties that had mice or bed bugs or cockroaches.