I know when you're dealing with message boards in general you have to deal with know it alls.The fact that you guys are still debating about something that has nothing to do with my original post speaks volumes.

In addition to the obvious contribution limitations, the dangers of self-dealing, and general ease of "messing up," a self-directed retirement plan also eliminates the ability to take advantage of significant real estate benefits as depreciation and many business deductions.Agreed.As far as the debate over Roth rollover or not, you are also correct that in large part, it depends on age and income level of account holder.

Here is a recent one I found.http://www.biggerpockets.com/forums/12/topics/81783-debate-on-a-realtor-licenseI am a licensed agent, got mine when I was sick of waiting on agents and losing deals.

And yet, even here at BP, there is this ongoing debate and distinction between owner-occupied and non-owner occupied residential (and/or primary residence) RE loans.Thank you Joffrey for the thinking/talking points!

So your investment properties may be at risk if you are sued (insert LLC and umbrella insurance debate here) or or for some reason you need to declare bankruptcy, but IRAs and 401k plans are protect - but these laws vary by state.

To what degree is open for debate.

I enjoy a lively debate.

I think we ended up debating it in 3 or 4 meetings... seemed to drag on forever!

I've been debating taking the test and becoming an agent.

A healthy debate always includes uncomfortable issues.