We are currently under contract on one of the lots.

(Tax certificate in 2019, with tax deed in 2022 and taxes are current). 

My last 2 purchases and the luxury cabin I am under contract currently are all at least class B.  

Just looking at Zillow I’m having a hard time making the numbers work between prop taxes, insurance, management on 20% Down vs cash currently earning 5% (albeit that 5% going away soon with rate cuts)  To be completely honest, there's not much right now that will give you decent cashflow without getting into a full rehab.

Bryson: No the property is turnkey and currently tenant occupied.

Quote from @Michael Smythe: @Kyle McVayEncourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Currently, I am looking at Hemlame for local, I tried to use them for an out-of-state investment property, but the cost with an agent would end up far greater than a full-service property manager.The dream option would combine all accounting, bill pay, rent collection, provide eviction services, and maintenance coordination outside of normal hours.

I am currently really only interested in anything up to a quadplex I think.

If It is a wholesale DSCR lender that also does TRID loans, they might require a bit more paperwork, such as a VOM, mortgage statements for properties currently owned, and credit supplements on mortgages on your credit report.

I am a 20 year old college student at Purdue University, currently completing my 2nd semester of my Junior year.