If the rules change then sell or use for a long term rental because the home values continue to rise.

I would love to continue learning and eventually using Real estate investing to climb out of my hole.

That is how I've operated for years, well before the NAR fiasco and as agents, we have always been advised from referring to status quo, standard, typical, etc when it relates to commissions.It continues to amaze me how many buyers/investors believe the agent value is finding them "deals."

Quote from @Christian Bobby McLemore: Quote from @Jonathan Greene: What's the struggle?

I continued paying what I had paid before, with the additional money purely going to principal.The recast to a lower amount was purely to reduce my committed monthly payment to a point that I could get my property to cash flow if I had to move out (job loss, etc).

So talk to your bank and insurer before continuing. 

Reese's "free" course is really "first lesson free", then you are directed to a paywall to continue.  

I will continue to do my research and try to find a CPA that handles Texas and has a lower minimum I think.

One of the constants that I still see from when I first started on BP in early 2016 is the willingness of experienced ( some on this very thread ) folks in different aspects of real estate to try and help newbies and others with advice and perspective.I think it really is a testament to the fact that even though the investing environment has undergone many changes over those years the willingness to continue to help others has not changed.It helped me tremendously when I had to crash course on small MF ownership and I am grateful to all who helped with posts that they didn't even know that I had read and learned from.And yes the search function remains fairly useless and unchanged in that regard since then to the detriment of us all.

It has been profitable for us but competition has risen in recent years so we continually work to refresh our places and marketing approaches.