Ultimately the true cost of acquisition and investment will need to be disclosed and assessed.

Does anyone have any other options that they prefer for a more comprehensive background check?

The county then comes in an assesses value based on purchase price and adds CDD fees if they apply and any non ad-valorem taxes.

For those of you using a property manager, if there is a late fee assessed for late rent does your property manager keep that fee or remit that to you?

pretty comprehensive report. i like that they give you the full background info just not on 1 alias but on all that match for that name.  

If you remove this covered peril, you're removing wind damage coverage to the entire building, and not just the roof.Your assessment of the deductible seems accurate, but I can't speak for the replacement cost of a new roof. 

I was just prodding to see how other people assess their returns in the current market.

That said, I do want to respectfully offer some counterpoints to Dan's assessment that may provide a broader perspective on the value and feasibility of ADUs.1-2.

PIN has excellent Everything reports that bank appraisers do use to assess the value of a property but you're better off working with agents in those markets and getting free current market analysis reports.

(Google Florida condo special assessments)  And, you are correct, the HOA can impose numerous limitations that prevent it from being a good investment.