There's no cheaper product- don't let the rates throw you, you'll save thousands with a HELOC. 

Don't like the rent in Malibu, there are much cheaper units in Frozen Nuts, Nebraska.

(I'm looking into following the million in net worth plan from the book)When buying a property for a low value ex: a duplex in Cisco TX for 95k and probably cheaper.

(I'm looking into following the million in net worth plan from the book)When buying a property for a low value ex: a duplex in Cisco TX for 95k and probably cheaper.

Why aren't they buying the property you are considering right now at a cheaper price?

Just like target doesn't drop their fee cause you want to pay less......you can go to a cheaper place like Wal-Mart if you choose.

also i've mentioned in that Ashcroft thread, that some of the bridge-loan lenders have intentionally created conditions where they approve the loan so they can bankrupt the GP/LP syndication for cheaper assets to acquire.

I have seen 3 studies recently comparing home ownership compared to renting.  1) 50 out of 50 largest markets it is initially cheaper to rent than own 2) 97 out of 100 largest markets it is initially cheaper to rent than own 3) 95 out of 100 largest markets it is initially cheaper to rent than own.

Now, not so much unless you are buying at deep discount and are getting materials and labor much cheaper than normal.

I like these amongst ,many other right nowREXR - (Rexford) they are a niche (sub-specialist) in industrial warehouse/distribution/manufacturing in the southern California only urban or Infil area, they are not international like PLD - prologis, their MOAT is that SO-Cal has geographic limitation to new inventory, so they have rent pricing power that industrial in rest of country doesn't, also 26 million people in so-Cal and the 2 busiest Ports in country, their earning/revenue projections next few years are best in class, and they are cheaper on price to book than PLD or others, I own some and will buy a lot more in upcoming Recession, likely in next 6-12 months, when publicly traded equities will likely slide by 20-30% although their assets (physical buildings) are only going up in valueVICI- (casino REIT), used to be part of Cesars palace, then Caesars spun them out in 2018, to do sale leasebacks of their properties to take all that physical capex off the books.