I would greatly appreciate any guidance or advice starting off with this business model.

Financing through a personal loan usually offers better rates and lower costs, but using an LLC builds business credit for future investments.

Not only will lenders be effected, but borrower credit, business loans, inventory, and auto credit will suffer when those effected have to relocate, find long term replacement housing and their livelihoods and income are destroyed.

To avoid reducing your lifetime exemption, you could gift equity incrementally, but this requires proper legal structuring (e.g., fractional ownership transfers).

Business leaders can’t stop talking about this “pro-business administration” that is coming on January 20th.

., zoning exceptions for business in a primary residence, city lots for sale for under $15,000.  

I still have a hard time understanding how this business model works for them, but perhaps that upfront fee covers for lack of deal flow (?) 

These penalties can vary depending on the loan structure and the lender's terms.

@Khaled Seirafi what business would make the mistake of providing BAD references?

.- why would an owner want to do business with someone NOT properly licensed?