So if loan due in say 3 years you would need to create 600k in 3 years or sell the property.With limited years left on lease for primary you would need to start saving big chunks of money now because buyer will want higher cap rate to purchase.

They actually have pretty limited reach as of now and focus primarily on major metro areas.

Most investors focus on what can they buy now with their available capital instead of simply what is the best investment for their capital without limitations. 

@Devon Shives,Your situation has a lot of potential, but here’s a thought: A cash-out refi could work if you’re confident you can use the $30-35k effectively for your next property, but the higher rate and payment might indeed limit your borrowing power for another mortgage.Consider these alternatives:1.

Some even bet against the market and made a fortune.

Transfer it into a Roth IRA 6.5k as you are able (IRS contribution limits will make this take a while).  

You are wise to limit your scope to a particular type of company.I have been in the industry for the past two decades, and from my years in the business, I can recommend a couple of other companies outside of my family. 

By way of example, a lender may charge retainage, only release soft costs upon C/O, may limit loans to a set number of draws or only allow draws once a certain dollar amount of work has been completed.

Keep your chin up and try to limit contact with your lawyer to dealing with actual issues with opposing counsel.

I agree with @Ali Boone that turnkeys can be a great option for new(er) investors, particularly those with limited time and expertise to tackle more hands-on approaches.