@Tanner Lewis the new build 4plex is already prepped to be built the builder is just waiting for a buyer before they start the project. so i wont have to go to a hard money lender. how its going to work is 10% of the total cost so 77500 i will have to upfront deposit to the builder. the builder will then go to get a construction loan and start the project. after 6months if i back out of the deal the builder will keep the deposit, if i continue then that deposit will count towards my down payment. and the cabins i am thinking to maybe build myself with a blueprint/kit or have a local builder help me with them. i dont want to do anything crazy just a simple but aesthetic cabin. but yeah will require examining the land and getting permits and all that.

Since last year of November, Fannie and Freddie has allowed borrowers to put min 5% down for conventional loans and being able to invest multifamily up to 4units.Also, the beauty of FHA is that it allows you to put 3.5% down payment to invest in 1-4 units.

Take a look at each room individually, mentioning both the structural and aesthetic elements.

In all, we were able to do a cash-out refinance after 1 year and got our entire investment, including down payment, back into our personal accounts and we still have a cash flowing property.The beauty of smaller town and communities is that often big-time investors are not looking at them as closely and they can cash flow quite well, at the sacrifice of "natural" appreciation.

everlasting beauty

KS this is the beauty when we comparing different asset class based on math.So lets dig deeper:2010-2015 era: mortgage 3% ; CD rate: 0 %; Appreciation: 6%; inflation 3%... spread between CD and appreciation is -6%2023-era: mortgage 6%; CD rate:5% ; Appreciation 3%; inflation 3%....spread between CD and appreciation is +2%So there're spread of 8% between 2010-2015: leverage equity is the best.

Also, preserve the beautiful rowhouses made of brick.

It can use new windows and kitchen cabinets (the current ones are still functioning fine) but aesthetically and for value purposes, could benefit from a rehab.

The beauty of it is, ALL of it CAN be met, with an understanding of what energy efficiency really is, and how to use treat material sizes/dimensions as a positive,...not a restriction.Why did I write the above? 

Aesthetically and from a maintenance standpoint, I would prefer one of the vinyl options over carpet, but I just had to deal with noise complaints that had carpet in the upstairs unit already, so I am nervous to spend the money and install either vinyl option and the sound is even louder than with the carpet.