I would suggest approaching the borrower on an accelerated pay out with an incentive.

A HELOC felt like the right approach, but I'm learning it's pretty impossible to find a lender for my situation.

Challenges?

One of the great things about real estate is that there are so many ways to approach it—house hacking, short-term rentals, turnkey investments, or even partnerships.

Damien,Build-to-Rent (BTR) is a great long-term wealth-building strategy, especially if you have a stable W2 and want to take a more methodical approach to investing.

Brittany Finding a great PM can be challenging but not impossible.

If you already have low respect due to a pre-determined mindset, it's hard to approach the community with an even or reasonable keel.

I was hoping someone might have some experience in this market to know how challenging the process would be to obtain the permit.Thanks for your input!

Finding a property with the appropriate layout is challenging and expensive.

While there are undeniable challenges—higher interest rates, tighter lending conditions, and market uncertainty—there are also unique opportunities that can make real estate a very prudent choice if approached thoughtfully.