She was finally served the court notice after several failed attempts.

This seems very appealing due to the monthly saving cost when compared to a heloc or other loan options.

You may be surprised how quickly the MLS value can improve with improved curb appeal alone as well, so consider the landscaping if you want a quicker way out of the property. 

No standing in court = no case to bring.

And whatever controversy there is, it has not been tested in courts, as far as I know. 

I’ve heard that a debt settlement attorney can help negotiate with creditors to reduce the total amount owed, which sounds appealing, but I'm a bit unsure if the cost is worth it, especially since some charge high fees.Has anyone here worked with a debt settlement attorney?

There are a lot of owners that have great purchase prices and 3 to 4% Interest rates that bought 5, 10 or more years ago.If you want to jump into the STR market game now in competitive markets you better run your numbers conservatively and you need an appealing location and property to be competitive. 

Guidelines are in Appendix A to Furnisher Rule Part 660    Can you meet that obligation through frontlobby or would that mean you are limited to court judgements? 

Then, two weeks ago, I received another letter regarding the same violations, this time with an official notice and a court hearing date in Lorain.

Prioritize high-ROI renovations such as kitchen and bathroom upgrades, flooring, and enhancing curb appeal.