Generally 1-4 units have better terms compared to 5-8 unit programs. 

(HACW being "Housing Authority County Wake"; and HAP being "Housing Assistance Program").

Thanks for any help’ Yes we're licensed there and FHA guides in one state apply to all states unless a state has a specific law that supercedes the FHA lending guideline.FHA is always 3.5% down minimum (in some cases less because you're using a DPA or down payment assistance program or 2nd lender to put down over all a lower down payment than 3.5%, Aka for instance 3.5% DPA + 96.5% FHA = 100% financing but just dont kid yourself this is fully 100% leverage and to be used with caution and carefully).In the case of 2-4 unit FHA is still 3.5% down payment @Matthew Kwan @Carlos ValenciaThere are rules regarding FHA such as:- primary residence - you must occupy one of the 2-4 unit property as your primary over 50% of the year and the underwriter needs to believe you will remain and have the ability to live in there, any deviation from this and you'll get a whole laundry list of conditions asking you to prove why you should be believed to be living or will live there (if this arises dont be surprised, it just means the UW doesnt believe you).- SS rule - self sufficiency rule - gross rents of all potential units 2-4  X gross rents at 75% needs to meet 1:1 or 100% of the monthly PITIA payment or greater.

However, with any course or program, it’s essential to approach with a bit of caution. 

Hi Jack, I live in D.C and looking to invest in MARYLAND to enter the SECTION 8 program, would it be ok if i contact you directly? 

More info on what goes into DSCR rates and overall program details:DSCR loans won't use your income to underwrite the loan.

Jamie,You can buy the other lake home using a 15% down investment program or DSCR. 

I do have a program that can close on a blanket loan in multiple states - they do tend to like to cap that at 10-12 properties or $1MM in loan amount per blanket loan.

Financing was streamlined through Partner Driven’s program, covering both the $50,000 purchase price and the $35,000 renovation budget.

Secondary would be for all of the clients, "Gators" who follow his program and use it.MAJORITY of the clients don't even have a little capital, enough to fund the first EMD deal and come back to the group for funding.