No matter what the outcome, you are a go-getter and will have knowledge on this subject and can help others.

Do you mind if I share this link with some people that ask me about the subject?

It's a subject-to deal where the owner owes $165k on the mortgage at a 3.5% rate.

BACKGROUND: Bought a property SUBJECT 2 an existing 1st lien (lets say serviced by Shellpoint) years ago.

It's definite that the reason behind my father's lifelong property investment he had almost paid off was curbed by this evil and misrepresenting scheme and subjected to foreclosure.

Google this subject and it takes you right to the lead certification site for Cleveland and you will also see where they provide a list of contractors already approved by the city to do the work and the certification.

@Marcus GriffinOption 1 offers a lower monthly payment and lower interest rate for a subject-to property loan, but requires a $14k upfront payment, potentially affecting liquidity for property improvements or investments.

The sellers were amicable to creative subject to financing with a low down payment to get in.

Those are real dollars back in your pocket and they're tax free.And while we're on the subject of tenants. 

When you pop into a forum you know nothing about and post an AI-generated post without disclosing that, you're implying that you know the subject matter.