If He really loved us, would He allow all these priests and pastors and rabbis and imams and such to piddle away the money they collect in His name like they always do?

You're right Max I know my post was definitely a tall order, which is why I said that it would be a great topic for an article.

When I'm using it to figure my monthly payment and therefore the max I should pay for a property, am I to go by the monthly payment amount for a 15 year or a thirty year mortgage?

Hi Max,I live in Los Angeles and own a rental property in Las Vegas, NV and Orlando, FL and I am currently managing them both on my own.

You are not the tenant's friend, counselor, priest, sounding board, shoulder to cry on, private detective, police officer or anything of that nature.

The future is now.Joe VilleeuveREcapSystemA2REIC ok - In 2006 I bought a $100 cash flowing condo in chicago for 250k , right now the max I could get is 175k , I cannot hold it forever.  

The statutory max is 18%.  

It's kind of like counting cards in Vegas.For example, the Ink CC from Chase bank offers 5% cashback at office supply stores (max 25k per year), which means that If I stop by Staples on my way home from work and buy 8k worth of Vanilla Gift Cards ($500 per gift card max), I will pay about $96 in activation fees, and another 8 bucks converting those gift cards back into cash by using them to buy eight different money orders at 1k each naming myself as the recipient of the money order. 

Of course the max I will pay cash for a rental is 10 to 25k so not much wiggle room there for excessive spending.

Yea, know that carry forward losses can be used to offset capital gains, however since for some people the ordinary tax rates are much higher up to 43.4%, and the current capital gains max is 23%, by using the carry forward offset to capital gains its only about half as effective.And as I talked about in Bigger Pockets Podcast #82, capital gains tax for the most part is a tax on inflations.