One of my big goals is to buy two houses nearby me just in case my kids want to stay or come back to the area when their grown.

@Justin Brown There are several variables at play here.

The 30yr would give me a little wiggle room in payments so just in case I had a couple months where living expenses went up, I would still be comfortable.There is my two cents.

Originally posted by @Justin Cabral:@Joel OwensThanks for the input.

Quote from @Justin Swann: Reviving an old thread here, I just accepted an ALE contract.

Quote from @Justin G.: ❌ Stop dividing the NOI by a cap rate to find the value of a deal.When I come across a potential deal, that's the last thing I do.

It just gives me a peace of mind.Any advice from people with experience in the PA market or just in general is would love your input on this one & connect. 

@Justine Phillipson without a doubt Option #3. 

-Justin

Whoever coached you into that when you bought it steered you wrong, and now 4 years later you are seeing how it's problematic when it comes to an exit or refinance.Without the LLC, if you were on title jointly, even with the loan just in your partner's name, you could have just done a cash out refinance into your name, without the hassle of a purchase transaction and down payment.As it stands now, assuming you are 50/50 owner of the LLC and not a majority owner, the only way to do this is a purchase transaction to buy the property from the LLC.