That really gets attention (go on the internet, you can buy them)Sometimes I will meet someone who says, "Hey Charlie I still have that nickel you gave me."

@Charlie Fitzgerald the problem is the ARV is coming in low.

@Charlie Fitzgerald@Upen Patel@Virginia H.most HML all do the same thing they back into a 16 to 24% APR  in most parts of the country.. now in CA and west coast ( not sure east coast) you can find lenders that are at 10 to 12% APR in the uber competitive market that is HML in CA  however these are for CA assets.If your talking about a 4% apr loan that someone on BP presents to you then I think you will find that is not reality once you dig into it and a scam in many cases.

-Charlie

Originally posted by @Charlie John:@Mark Ferguson Love your podcast.

Back in 1998 I purchased a property as a result of walking my dog, Charlie.  

.- Charlie

Charlie thank you for your service as well.

Brent Coombs Charlie Fitzgerald Phillip Dwyer thank you all for your replies I am in the process of getting a pre-qual for a larger home as a primary.

@Charlie FitzgeraldI'm not necessarily suggesting that he invest out of state, but the property he currently owns is not cash flowing and there are far better investments, even inside the Las Vegas area.