Other investors should be able to able to take risks up to their risk tolerance as long as they understand the investment documents (i.e. sophisticated). 

It all comes down to your personal finances as well as your tolerance for risk.

By-the-way we also have a zero grace period.

Same for my insurance policy, due in March, will pay this month. 

Is it required that I disclose an existing line of credit if the account has a zero balance?

There is literally zero chance of finding out when and if it comes back on the market.

insurance policy is a good way to go.I have been in this game for 40 years and never even came close to sniffing a lawsuit from a tenant.. but of course the very day I say this you get sued..

Try to go from Zero to RE investor is a very tough route to take in my mind...

I had zero patients for those  idiots, any money they lose or whatever I think they deserve the worse customer service in the entire industry

LOVE this idea. not just in light of my own potential gain, but for the community at large. i'd love to be considered for the opportunity. i have been reading up on REI the last few months, have been at BP for about 3-4 weeks, and have several team members already enlisted and in discussions to the end that i successfully navigate the market. one of those team members is part of a local contracting/construction company that provides end to end solutions. we could get this property from zero to one quickly while keeping the BP community abreast of the step by step changes, from decision making to actual implementation.i'm a little north of Indy in the Fishers area, am involved in various charities (even talking w some local business owners about starting one!)