The key is that after a certain amount of time, you have to be prepared to pull the trigger.  

I was wondering since a name change will trigger the due on sale clause, if do a quit claim to the DBA and make it Jane A Smith, the lender wouldn't know of a new title owner.

Best execution, to pair killer financing with maximizing rent long-term, might be to fix it up as a four-unit, get the financing you want locked in for 30 years, and then add unit #5.

I just locked in a 30-year fixed rate for 5.125 on my latest refi. 

She may want to hire a lawyer if she's not comfortable doing this herself.She can not change the locks or lock the person out.

Within 30 days you can generally get all reports back and work through all seller due diligence material items and receive a loan commitment from the lender and a rate lock.The LOI part is so that my buyers hopefully limit upfront money spent and do not jump into deal after deal spending thousands to tens of thousands with an attorney negotiating PSA's and ordering reports to not close on a property.This is even more important with 1031 exchange buyers as you do not want to set a selection only to find out a massive problem and you now just have 2 choices left as all 3 choices are locked in after the 45 day ID period.

Have a conversation with them and find out why they haven't pulled the trigger yet.

I'm locked at 3.25 on a 30 year fixed and plan to keep this home for a long time.

Does anyone in Ohio know about transferring ownership of a property within an organization/entity so that the sale does not trigger a review/increase of the property taxes?

At that point in time assets owned by the LLC can be distributed to the members and your acct should be able to do so in a way that does not trigger a gain recognition.