retirement based real estate loanI LOCATED THE ABOVE PRODUCT FROM 1ST BANK BUT COULDNT QUALIFY BECAUSE MY CREDIT SCORE DOESNT EXCEED 680.

That house is unbelievably incredible.

Bottom line in my experience is that no matter how much money you make, if your score isn't good then no bank or lending institution will lend to you.

They scored some great deals.I went to Home Depot at 10am and it was empty.

Real estate goals of 2014purchase 3 cash flowing rental propertiespurchase a property using seller financingwholesale/partner on a flip in my localish (made that word up haha) market (santa maria ca)Make myself more bankableincrease my credit score to 740+ (at 680 now) ps... start of 2013 it was 540!

@Russell Moran, yes, the Marketplace requires a paid account.According to the Fannie Mae Eligibility Matrix, you can go as high as a 45% DTI, depending on your down payment and credit score.

The third is an incredibly rude, arrogant couple who refuse to pay rent and refuse to leave.

Understand that your credit score will drop once the loan is originated.

Incredible for you to start at that age.

I find it incredibly strange that a company would extend credit to someone and report it to the Credit Reporting Companies without first checking credit.