I get a Landlord policy and pay a higher rate while they are vacant.If you have major structural work to do then get builders risk insurance, otherwise just hire licensed and insured workers for cosmetic work.

I'm not looking to refinance my NJ property because I have a great interest rate. 

On the other hand, renting out your home could provide steady income to cover your mortgage and offer tax benefits, all while maintaining your current low mortgage rate.

unfortunately, with both rates and prices high, it is very, very difficult to cash flow, even in a low cost market.i understand that not everyone's personal / family situation permits them to house hack, but there's no better way to get started. 

What’s an attractive price point and cap rate?

Hi Felipe,Most title companies will give you an estimate for their fees but tell them you're an investor and ask for investor rates.

Depending on your needs, we can share our perspective on success rates in various Disney area communities taking amenities, bedroom count, proximity to Disney, theming and all those factors into account..and we can refer you to a realtor who is a good match for you.

Ensure you have a buffer for unexpected costs.Risk Assessment: Identify and evaluate potential risks such as market volatility, changes in interest rates, tenant turnover, and property damage.

Aloha,With all due respect, on a scale of 1 to 10, with 10 being the absolute worst, I would rate yours a 2 at best, compared to turnovers I have had over the years (even without unattended death involved), and new purchases by existing Clients.

Ideally I can find a debt partner who's willing to gap lend those funds for a flat rate return, since the deals cash flow very well, and I'd prefer to retain as much equity as possible.