The fact that you can measure the thickness of the financial cushion you've built between you and poverty also helps lessen the sting of the years that you spend clawing as hard as you could to get somewhere.I think a lot follows from being clear on those two points starting out.

The property insurance follows the unit for the most part.

Wonder if anyone has recommendations for the following:1.

I may have to push my closing based on what he says.

So direct mail is going well and I have a follow up plan.

I want to make sure I am doing it correctly (following the law) and want to have a strong lease in place.

Many of the condos in secondary  / tertiary markets are now just starting to recover from 2008 and push to new price highs, but their capital reserves have not (especially in older buildings)  I would go back and review the reserve study of your condo and see how well/poorly they are capitalized.

Put this in a proposal then have a follow up conversation.

@Devin Borders - I can't speak to if there is a legal way to both assume/pay their mortgage and fully protect yourself, but I am sure there are others that can.One thought I had was if this property is off-market and ~$220K in value, I'd offer much less for the following reasons:  If you can do this without realtors (if it is not currently listed with one), that would save the sellers 6% in commissions (~$13k).  

Leslee, I can recommend the following folks in the Phoenix area;Inspector:Jim Petko, CPITitle:Lawyers TitleDebbie Fulleror call Debbie RogersGeneral Contractor:Fix-My-HouseI know you didn't ask for the other two, but just in case you don't have a repair person or a title person (two of the most important members of my team), I thought I'd throw them in too.