My question is if anyone has experience with getting a 15 year mortgage and then recasting some time later (since the mortgage principle is being paid down quickly)?

Construction Experience?

I also have experience managing remodels, contractors, subs etc and have even taken some community college trades courses (framing etc) so I have some basic trades knowledge.

About me: Own 125 doors through various partnerships; Founded a STR Private Equity; Loves to play tennis, hike with friends, and travel the world all in pursuit of discovering the ultimate matcha latte.About David: David Fan is a full time real estate investor and residential/commercial agent.

I do not have enough experience in tax.

Does anyone have experience with permitting with the city?

Would not Filing be the best LONG TERM play?

This seems to be even more exaggerated in small MF in my experience where by traditional metrics, they're just not there unless you find that needle in a haystack.

It’s a fairly new regulation and as Airbnb and STR have exploded in recent years, the irs agents simply don’t have enough experience with hosts returns, like they do real estate investor LTR returns. 

I would skip this for sure.Agreed, it's not legal or proper to give out the names or phone numbers of your borrowers without their permission.There's absolutely nothing inappropriate or unseemly about offering up borrowers willing to share their lender experiences with another potential borrower.The private lending landscape is littered with scammers and bad actors.