Animals negotiable.My longer email reply includes a link to an online application and background check (something like cozy works) and a link to a quick 2 minute tell me more about you google form (because I’m an agent and happy to tour them other properties if this one isn’t a fit.)I always clearly detail my (or the owners) minimum rental requirements so people who won’t qualify do not waste time.

This is specific to single family homes, so you could definitely lower these amounts, especially CapEx, for a condo where most of the major expenses will be covered by your HOA.  

I like creating good marketing material and putting it online.

It's not run down or anything, but it definitely has the potential to have some major expenses if any of the main systems has issues down the road. 

I've discovered that:They only work with industrial and/or retail (and seem curious/surprised why I'm investigating apartments)They are the listing agents for properties in the area (it is a sellers market where I live).Being a first time investor, I'd like to have a trusted professional in my corner; using a listing agent (at least to me) represents a conflict of interest.Should I be cold calling firms outside of my immediate locale, such as major cities nearby (or national)? 

In general know where your plumbing, electrical and gas line are and then place your majors first and work around.

And finally, what if you have a major uninsured loss?

She's just sick of dealing with what she feels has been an ineffective realtor and ended up contacting me.NECESSARY cosmetic repairs are not  major.

It is one thing to have tenants screaming in your face while getting evicted but a comment online?

So the bare land is zoned residential but was burnt a few years back and is now in the center of a major burn scar.