You may not be able to pull out your money on the refinance, but it will enable you to learn the skills needed to do a BRRRR with hard money later on in your career.

@Gian Jr, III: Learn the term "Tax Court"  because that's what you are heading towards.

I had a similar goal to yours where I wanted to learn how to underwrite multifamily deals.

Is it worth spending that kind of money to learn how the gator lending strategy work?

@Dylan Lersch However while you’re saving money and improving your credit score keep learning, reading, listening to podcasts, following the forums, asking questions, and analyzing deals.

Welcome to this amazing forum and you will learn a lot and also debate a lot:)

This makes sense as well and defiantly will learn from this information and I appreciate you taking the time to reply 

Pretty much all that have been mentioned here between the two vehicles.a lot of the other items come into play based on your own specific financial situation.so for what you have provided that is all 

Lessons learned?

(b) Taxpayer has not adopted a method of accounting for the item of property.