Your last bit there is helping me to solidify my thoughts.

Write it up as a personal letter.When you do all that, then contact a local RE Agent to give you a list of all the houses in that neighborhood that have sold in the last 5 years with all cash.

Last time the fed "raised rates," which was December 2015, what happened was this...Wall St lost their minds and went bonkers for two weeks, during which there was some good refinance day-trading to be had if that's your cup of tea. 

I closed on my first home last year in November, it's a tri-story town home in Eastlake, CA.

I went to the Harris County Auction last month.

Landlords want to see a applicants rental history for the last 3 years.

Jeff Beard Could you please explain your last paragraph?

My name is dsStarted RE investing last year.

He spent 20k that included brand new roof last year, and all new HVAC. 

Write it up as a personal letter.When you do all that, then contact a local RE Agent to give you a list of all the houses in that neighborhood that have sold in the last 5 years with all cash.