So they can't insure until April 2019.

However, you have to include taxes, insurance, CapEx, repairs, etc. 

I purchased a property and lived in it for years before I changed insurance companies and it was revealed that I wouldn't be insured until the Federal Pacific circuit breaker was replaced.

After my share of CON-tractor stories, I only hire licensed/insured professionals in good standing with the state of Florida and who have at least 2-3 good referrals I can verify.

Insurance is always an issue and not sure what city/ county some requirements for a CUP to operate .

You can also deny on habitability limitations (# of people vs # of bedrooms), a consistent no pet policy if they have a pet,  Megan's Law registrants, ex convicts on parole or Sec 8 applications if you do not want to do the work they request after their inspection.

(When I bought my SFR, my insurance required to fix a crack on the steps before it gets insured, it cost me $500).2.

If you do have your own license - How much does that cost you to maintain each year, including insurances?

Are most Vendors who Supply & Install Licensed, Bonded, Insured in the same manner as GC's?

What type of property insurance can I count on?