Under this exception, users of consumer reports, including financial institutions, may share information if they are jointly involved in the decision to approve a consumer’s request for a product or service, provided that each has a permissible purpose to obtain a consumer report on the individual.

I know of at least one individual who has done so.Regardless, if you do go forward with it, you're gonna need to have a lot of legal work done and even more money. 

My virtual assistant can send out 300 individual messages and I’ll have to field at least 30 calls or SMS replies.

Running the numbers on STRs in Chicago, it seems like there is an opportunity to generate strong cashflow with minimal upfront investment by using this strategy, but I'm curious if anyone has on-the-ground experience with this type of model.  

I learned how to run FB ads for some entrepreneurial ventures, one of which includes generating leads my own cash deals for BRRRR or flips.  

As I'm sure you know, there's virtually no value in the MHs themselves, but a good deal of value in the cash flow they can generate. 

first you have to decide what you want to do in the note business.. what most of the responses are talking about is buying bad debt.. and 2nds at that which this is the most risky and the most work..if your looking for work and risk and job then that kind of note investing is for you.If your looking for Passive income with no work and Limited risk then you simply need to align with a great HML who takes on private clients or those that understand where performing notes are generated.. we have done over 1700 performing notes for clients that last 5 years and really don't advertise at all. simply because once you get conservative investors in your program it just feeds itself.. deal flow is the key right now.. most have a hard time finding quality. finding defaulted seconds is easy.. and the most risky. 

@Jason HowellAcceptable Cash Flow minimums are an individual decision.  

Do any of you wise individuals have thoughts about my situation?

That said, you probably don't have a mold issue but obviously an AC unit is going to generate condensation and mildew.