Bigger Pockets is a great place for education and networking and is full of great content.I recommend that you check out the following resources:1.

I can take advantage of it being a buyers market and use my FHA LOAN to ask for a full 6% seller concession on top of my 3% agent commissions essentially allowing me to walk into the property with $0 out of pocket.

The value of the dollar in the loan will go down over time.

How many times will they visit, etc? 

Can someone tell me if this is correct: if the owner redeems they have to pay the full bid price, fees and court costs, 10% interest, and any “necessary” repairs (what constitutes that)?

However, it presents challenges like time, complexity, capital tied up, and loan-to-value considerations.

Finding private money lenders out side of that takes time as you need to build your relationship with them so that they know, like and trust you AND they know you have experience in real estate.

It has not been fair that an agent who has absolutely no background with investing, does not know market rents, has never gone through an eviction, never rehabbed 3 houses at the same time or has managed a portfolio for 15 years, is not able to provide any guidance or help with investing strategy gets paid the same.I have been an investor for 7 years before I got licensed and I know how useless many agents are.

You mentioned timing being one you may have less of in the future, and that's a big reason investors will turn their property over to a professional PM.

If the landlord has three bills and they show a significant drop in use around the time the home froze, that would indicate the heat wasn't being used.