If it's been that long, my guess is that you weren't selected for the property.

@Matthew DrouinAll excellent points- the tax advantages to the seller are one that I highlighted.

It'll be our first commercial loan, though we already own 3 investment properties, have excellent credit, all properties cash flow well, etc.

Present info, ask questions, they have to select answer. 

I  used Home Depot's Web site to select the doors I wanted and also used the Homewyse website to get a second set of numbers, and they came both pretty close to each other at $1800 products and $1300 labor.I then contact Home Depot to get a person on site to inspect and take measurements, and a couple days later I get an estimate with two sections: Customer Pickup #1 for $2695, and Installation #1 with $0 total.

Saving over 1% changes my answer.Just separate out pre-paids to get to the true closing costs and select the least expensive.My opinion is to support local banks if I can. 

My husband is excellent at remodeling.

@Lawrence Hsu As long as your local law doesn't require you to accept the first qualified applicant,then you are safe to select the best one.

I just passed as well and selected a broker.

"For sale, a 10 page contract with excellent font on 10 pound paper, $5000 or best offer"And that is not even getting into the really despicable behavior like not having an ability to close but signing the contract anyway or purposely taking advantage of confused/uneducated sellers.