Thanks,CédricHere are the details for both policyA) Statefarm policy: Quote effective date: 04/11/2018Term: 12 Months COVERAGE DESCRIPTION LIMIT/DEDUCTIBLE PREMIUM A - Dwelling - Fire: $ 171,900 $ 222.00A - Dwelling - EC: $ 771.00A - Dwelling - VMM: $ 24.00 Other structures: $ 17,190B - Personal property - Fire: $ 0.00 Deductible: 2% Deductible Fair Rental Value (TDP-017): $ 1,200 $ 65.00 Cap on losses from certain acts of terrorism (TDP-820): Yes DISCOUNTS/SURCHARGES LIMIT/PERCENT PREMIUM Claim history discount / surcharge: $-216.00Volunteer firefighter assessment: $ 0.00 TOTAL TERM PREMIUM $ 866.00(Note I can get 1% deductible for $1,064)B) Lonestar policy [though United P & C (UPC)]

Eastern AveHenderson NV 89052United States

Thanks In the simplest of terms, all things being equal, assuming you aren't carrying debt against that sale of your property, you could count it as income to be used for qualifying on a subsequent purchase however, you would have to show this income on your returns and, you would have to (in most cases) show at least a two year history of it and, a two year stream of it continuing (Your note would satisfy that component).

There are a ton of consumer protections, and now you're a mortgage servicer in the most over-regulated era of the mortgage industry in all of human history.

If the investor has good history (especially with this lender) I would have a good chance choosing this option?

@Jay Hinrichs is right, most of the one off investors are looking for very high yields and the discount you will take all depends on the interest rate, LTV, pay history, quality of the underlying collateral etc. 

I have never done a deal/project like this before, so I'm not sure how to find that dedicated partner without any history.

These tenants need to be on a M2M lease.Their history, being good tenants, is completely irrelevant to you having a no pet policy.You may want to think about how serious you are about having a lease with policies you have no intent to inforce.

Several of the questions deal with "buyers" intentions of closing, past history of purchase within the past few year, past history of assignments in the past few years, banking balances to prove whether he had the ability to ever purchase and fulfill that contract.

The only time we have seen buying them at par or higher is California 1st liens with perfect payment histories.