Then when you don't have the money for them they coerce you into getting credit cards to fund the program they promote at the seminat ,promising you you're going to make a ton of money so don't worry about the amount of money your putting on credit.

I was wondering how you would go about finding out how much (in percentage terms) the operating expenses are on a property without owning it aka when looking for properties to purchaseBecause of course if I already owned the property then I would know because I have to pay them all but when trying to figure out if a property's purchase price is justified how can I determine how much the operating expenses will be?

Should we open a zero line of credit (through home depot, credit cards, loan?)

It's illegal to run a credit check on someone that you're going to turn over an asset worth hundreds of thousands of dollars to?

Then when you don't have the money for them they coerce you into getting credit cards to fund the program they promote at the seminat ,promising you you're going to make a ton of money so don't worry about the amount of money your putting on credit.

Some allow a member that holds at least 25% of the entity to be a guarantor and they will be the only one with their credit pulled, while other want majority ownership to guarantee the loan, so in that case it would be both of you.

If I don’t get good applicants ( credit/income) by day 7 on market= price drop. 

Assuming her new position is salary, and depending on what is on each of your credits, it may make sense for her to go through the loan process. 

You'll get courted by agents, lenders, and course sellers.... but you can also learn a lot and make good connections.

The question is: Is there anyway to recover from this, find financing and move forward with the purchase despite 3 months of late payments on my credit report?