The fact that you have an income generating property, no "consumer debt" like credit cards or car loans, no student debt (I'm assuming) and you have an income, this should qualify your for conventional financing.

We were just action oriented and even if we lost money, we treated these units as a mini pension, so when we pay off in next 20 years, it’ll just pay us a steady flow of income vs. us wasting money on consumer stuff since we are natural spenders. 

For various reasons, according to Zoning, options for getting my current design approved include: 1- getting a Raze permit2- applying for an exemption with the zoning board3- make it a 3 level building with the three units in the front, and then add an additional structure in the back as the fourth unit to utilize the remaining lot occupancy space on the property 4 - going from a 4 unit design to a 3 unit design, expanding the the third unit height and creating a loft/ mezzanine to add more bd/baThere are cons associated with each option:1 - process is time consuming and costly. 2 - process is time consuming, costly, requires neighbor support, uncertain. 3 - adding the structure onto the back would require having each division re-review/approve the design plans again.

I opted for personal financing and selected a conventional loan product for the lower and moderate income census tract.

If you opted to go into "forbearance" and stop making payments:How does it appear on your credit report?

Assuming your living situation is covered by family for the foreseeable future, don't waste money on consumables (those Bang energy drinks, as an example) that you know you don't need and will forget you ever had when you turn 21.

I was going to short-term rental my property but opted to long-term rental the unit.If you are going on deployment, making money from it is a great idea.I would be careful with any person managing the unit, and make sure they have experience.Also look at:Short term rental guidelines for your cityBusiness license/permitsCost of property managementCost to furnish the unit, if you are doing thatShort term projected returns versus long term projected returnsThe benefit to doing this now is that when you return you have options:Continue renting it, and buy another houseRent somewhere while you await PCS ordersMove back into itThe reality is we don't make enough money.

After the first 6 months expire, housing providers are then limited to only increasing rent by 3% over the previous year’s consumer price index, for a subsequent six months, based on the rental rate as it was on March 1, 2020. .

Consumer? 

But it sounds like that would be time consuming trying to deal with your sale at the same time.