(office fee, technology fee,realot.com access for listing, etc)They have a great training program so I  would have to take that into consideration but I have really been thinking about  checking out some other brokers in the area before I made my final decision.

Thank you in advance for your consideration!

However, dealing with Oakland Bay Bridge commute everyday is a consideration as opposed to living in SF.

Don't trust the zestimate uptown as they are typically low and take into consideration if you will have any major repairs in the near future such as aging roof, AC's, etc. and maybe sell before they wear down and you have to replace them.

The cap rate doesn't take into consideration the repairs that need to be completed on the property or the area the home is in.

There are tax considerations sometimes, but the main decisions generally revolve around legal liability.  

You will have to refinance to a conventional when you'll have 20-25% equity and pay all the closing costs again in order to get rid of the mortgage insurance and you can never know if the rates will be as good as now.You should take that extra cost of refinancing in consideration, before you decide to get an FHA or conventional loan. 

When you buy a multi family, you can take into consideration part of the income that will be generated from the other unit(s).

There could be a considerable amount of equity in this deal.  

They may not be terribly helpful in getting to a decision but considerations you may want look at:- I am no expert on this but that interest rate seems high based on what conventional rates are at.