I started my REI journey during the middle of last year after stumbling into it from personal finance podcasts such as ChooseFI, and after listening to some of the biggerpockets podcasts which spun me into the amazing world of real estate and how it can help me reach financial independence.

@Andrew Lee,I bet you will get a lot of answers that say: "it depends".

Best wishes on your journey!

Located in Denver, CO.I am looking to get my RE investing journey started this year or I should say really get it started.I currently have one property in Detroit, I just got on a whim of wanting to get started.

Focusing on the highest COC returns you can get will be your best bet.

And with a 5-plex like this, I bet you will have at least one placement a year.

My name is Nita and I'm a Louisiana gal just starting my real estate investing journey with my husband. 

My journey to financial freedom has officially started with my first property acquisition on 8/24/18, a date I will always remember. 

Without HML a lot of investors wouldn't even have an option and I bet if you start being really successful you will use HML at some point in your career.  

Your best bet is to talk with some local lenders and explain what you're looking to do and see if they can help.