I will provide a packet as I would a bank to show my income and credit which is very very strong.  

If you take the $1,66MM debt at apply a more typical commercial mortgage scenario (5% fixed for 5-7 years on with either 20 or 25 year amortization) yo get monthly debt payments of either $9,704 or $10,995.  

Hi @Tyson Thomas to piggyback on @Mike Day's comment, definitely reach out to all of the banks in your surrounding area (large, medium, small, credit unions, etc.).

I work at the DTO site in Waterloo right now and actually just applied for the Finance Development Program last week.

I have a savings sub-account at my credit union where I park leftovers for house stuff.

Report to a credit agency?

My credit is excellent and my payment history is 100% never missed a payment in my life.

However, that ONLY applies if you are building or renovating today!

It should be noted, the triplex has a 200k line of credit on it.

I would say let them apply and have them have a local professional fill out your form certifying that they require a service animal as allowed per your state regulations.