Or will the Lender break up the 10 year HELOC's FULL 10 years worth of payments as an " Average " , and make this my ACTUAL monthly payment ( even though I have the ability to just pay Interest on the Loan , for X number of years ) ?

BUT the classroom did offer the ability for good discussion and to ask questions.

Financing is one of the most credit elements of understanding in order to prevent mistakes in SFR investing.  

The lender is using all or part of the funds in that 401k to document your ability to cover the mortgage for six months or so even if all your tenants bail on you and stop paying rent at the exact same time.

Many people use mailing campaigns, cold calls, and good ol' fashioned door knocking as a way of finding deals, but that doesn't seem plausible for you.The ability to scale your operation with multifamily is incredible, but just not an option for many people.

I've checked many of the expected places like US Census, HUD, and city-data and haven't really found the level of detail I"m looking for, which is generally at the census tract level...but would prefer an ability to zero down a bit more too for one section of the city in particular.

For me it can get me quick access to properties and ability to make offers quicker. 

Anybody have any ability to review row and cons.

The deals that I've seen with no contingency are deals where there was a lot of competitive bidding for a desirable asset.There are at least 4 scenarios where an offer without any contingencies can make sense1- Very low earnest money with non performance penalty limited to earnest money2- Long future closing date so purchase contract acts as an option3- All due diligence completed prior to execution of purchase contract4- Willingness and ability to purchase all cashTax sales, foreclosure sales, final sale auctions are all examples of purchasing a property with no contingencies, other than perhaps good title - and at foreclosure sales even that's not a given!  

However, it does offer the ability to reduce my taxes as well as the possibility for appreciation given the area it's in.What do you guys think?