One night, he had two women (siblings) over and they were smoking crack.

I'm in that boat as well, my vote in the presidential election won't be swaying Missouri, not the point at all, there are local/state issues that will make a big difference on the national stage.

For that reason, women have been easier to collect from than men.

I will be happy to share with you what the National Fire Protection Agency which is the Federal Governing body when it comes to fire standards says about the number of smoke detectors that are "ideal".

I'm aware that from the time the National Association of Realtors first started tracking sales price increases/losses on a national basis, there had never been a loss until the housing bubble burst around 2007-2008.

However, the rates also seem high.As a comparison, I pulled investment property rates on amerisave.com, a low-cost national web-based lender, and the rate that has zero points (and $450 of total *lender* fees) is 4.00%.

Welcome to BP Nation.

Welcome to BP Nation Justin.

@Taylor Green You'll also be far better off with a local lender, vs the regional/national lenders that don't have a physical presence or expertise in your market.

Mortgages are some of the lowest in the nation, but it's a solid blue collar location with longtime owners/tenants.