The difficult part is not letting your soft side give them the benefit of the doubt and allow them to get too far behind in the first place. 

(conservative estimate, not rosy picture) Do you have the money to finish your house?

Hi Spencer,Welcome to the party and best wishes with your goal!

It is in a fantastic location that I would say is nothing less than an A. the only problem is that when I crunch the numbers on this one, my cash flow is only around $100/ month....maybe as high as $400, but I'm trying to be conservative.

For the most part, I can see a fair 10% increase, that’s normal and in line with the market place.

I am certain the values I am giving are conservative and would allow for quick sales.  

It is the other party that cannot enforce them though. 

Most of the conservative estimates I see are usually higher than that.

I would ask for a commitment from all parties involved to strive to that end.

Listing agent said another party offered $10k cash.