So for the bank to entertain your financed offer they would have to nett more by you lifting your offer to where it coaxes them past any cash offer.Andrew

the exterior could also use a face lift which constists of wooden siding.

How long would it take for this zoning to be lifted?

Here in Pittsburgh new investments by Google, Apple, Facebook and Autodesk is a true testament to the growing infrastructure here.

You need apples to apples comps.

On the other hand we would have to put 20% down - which is possible for us it would just take a little longer (a few months) to save that much.For apples to apples comparison let's say the cost of renting another apartment vs doing an owner occupied duplex broke down to be the same cost per month, which option would you choose?

Imports are no longer affordable and that amount of inflation kills cash reserves (think Apple with it's Scrooge McDuck-esque vaults of cash). 

It’s as if the fog has lifted and suddenly my true path to success is becoming visible!

Like everyone else here I have the dream of being financially free, providing the best life for my family and being prepared for retirement, but I also have the dream of giving face lifts to not so nice neighborhoods thus providing people with homes they can be proud of. 

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