The land and utilities are key .

I am currently house hacking in Westminster CO and have a house where the basement has a 1,000 sq ft basement "mother-in-law" suite that has a lockable, entry door in the basement utility room. 

Would like to know the lot size , utilities , any soils reports?

I'm my area I can call code enforcement and they can put all occupants out in 24 hours because house is not habitable without utilities turned on.

Or is he providing the more conservative, Dave Ramsey-like mindset that is very much debt-averse by advising applicants to utilize conventional loans?

County (delays and red tape - though you can of course not have to deal with this for most improvements)-Prices are very high-Tenant-friendly state - it takes much longer to evictPros:-Tenants tend to stay longer-Property taxes are low VS purchase price-You can quickly fill a rental as demand is there - no matter what the asset class is-Utility companies are super helpful.

In setting up the utilities, I had the city come out and replaced our trash bins since we as owners are responsible. 

Currently, average prices for 1bed 1bath in steamboat is $1,800/month (utilities not included) or $325,000 + HOA to buy outright.

Currently, average prices for 1bed 1bath in steamboat is $1,800/month (utilities not included) or $325,000 + HOA to buy outright.

I am not at the mercy of HOA's where you're blindsided with special assessments.My dad owned a small mixed use property, built in 1890, but through the years, utilities are updated to standard, and one such property is enough to see him through retirement.