It is the results I care about not the method they use to get there. 

The maximum number of financed properties that are permitted is based on the underwriting method, as described later in this topic.

Now in terms of how the deals is structured, I am struggling to see how it benefit you.All of the 620k you'll pay will go to your land owner who bought it 900k and is now completely out of pocket while the land still carries a mortgage for 550K.I am not sure how this deal makes sense.Is there more to it?

Please give me your thoughts on this scenario and suggestions on how you'd structure the deal.  

@Jason HowellThis is the same method many Flippers use to get to their offer price.  

Run your cash flow numbers over the next few years and see how long it takes you to hit 20% in equity (don't forget transaction costs), and there is your target date for the refinance.A 4-plex is considered a residential loan vs. a commercial loan for your 40-unit, which are structured very different and won't have as many low/no money down options.Sounds like a great opportunity! 

Once that's sorted out its about finding out how you want to structure your campaign the nitty gritty things like keywords, bid strategy, etc... 

If the deals are structured correctly you can often get a much lower down payment as well as interest throughout the term of the loan.

I'm looking to buy a value-add property in the Kansas City area and essentially doing the BRRRR method.

Looking for some insight from those who have structured their own deals before.